Interest Rates-Loans/Advances

Size of Loans/Limits Present BPLR 14.75%
       13. DRI Scheme:-
4.00%
       14. Advances against NSC/KVP/Govt. securities UTI/LIC etc.:-
              A. For Self Instrument
              B. Third party Instrument loan upto Rs. 2,00,000/-
              C. Third party Instrument loan above Rs. 2,00,000/-
              D. For Staff

10.75% or Rate of instrument + 2% (whichever is higher)
14.75%
14.75%
Rate + 0.5% with minimum of 9.00%
       15. Advances against Bank's own deposits with 10% margin:-
              A. Upto Rs. 10,00,000/-
              B. Above Rs. 10,00,000/- to Rs. 1,00,00,000/-
              C. Above Rs. 1,00,00,000/-
              D. For Staff

1.00% above deposit rate
       16. OD Limits against Bank's own deposits with 10% margin:-
             (for Public)
1.50% above deposit rate
       17. Advances against third party deposits with 25% margin:-
14.75%
       18. Advances to Landlord for Bank Premises-
14.00%
       19. Clean Loans/Overdrafts/Bills
16.75%
       20. Consumer Durables
14.00%
       21. Advances to individuals against shares,debentures
16.25%



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